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Term of Use

The website phoenixcapita.com (the “Website”) is owned, provided and maintained by Phoenix Capital India PVT LTD, a non-banking financial company incorporated under the Companies Act 1956 having its registered office at Plot no 815, Sector 01, Bisrakh Jalalpur, Greater Noida, Pradesh - 201306, India. (“Company”).

In these Terms of Use (“ToU”), “we”, “our” and “us” cumulatively means ‘phoenixcapita.com’ and the Company being the owner of this Website. “You” and “your” means any person who accesses and uses this website.

General Terms


Access to and use of this website is subject to these Terms of Use, Privacy Policy and other policies located on the website. By accessing and using this website, you agree to be bound by and act in accordance with these Terms of Use and our policies. IF YOU DO NOT AGREE TO THESE TERMS OF USE OR OUR POLICIES, YOU ARE NOT AUTHORIZED TO ACCESS OR USE THIS WEBSITE AND MUST STOP SUCH ACCESS AND/OR USE IMMEDIATELY.

Your right to access and use this website terminates immediately if you violate any provision of these Terms of Use.

We reserve the right to change these Terms of Use at any time without notice by amending this page. The modified Terms of Use will be effective from the date they are posted on this website. These Terms of Use may change from time to time, so you should review them each time you visit this website. Your continued use of this website constitutes acceptance of the amended Terms of Use.

Eligibility


The Service is not available to minors under the age of 18, individuals/entities without legal capacity, or users who have been banned or removed from the system by phoenixcapita.com for any reason. In addition, users are prohibited from selling, trading, or transferring their accounts to others.

Right to use Personal / Contact Details


You have the right to have us provide your details to any of our authorized members/agents or partners to contact you for information and sales via email, phone, app alerts, and/or SMS. You agree to receive promotional materials and/or special offers from us via email, SMS or other means of communication. If you do not agree to these Terms of Use, please do not use this website.

The information provided on this website is provided for general informational purposes only and is provided to enable you to use products and/or services that we believe will meet your needs. Please be careful. The suitability, suitability and appropriateness of the products and/or services of interest should always be considered and whether or not to acquire the products and/or services is your sole decision. If you have any doubts as to the suitability, suitability or suitability of any product and/or service mentioned on this website, please consult an independent professional before purchasing any product and/or service through this website. We recommend that you seek advice.

Please note that no part of this website constitutes the sale of any products and/or services by us or any third party, or the conclusion of any agreement with respect to any products and/or services. By submitting your information, you are offering to receive the product and/or service in question. A contract for products and/or services is formed only upon acceptance of your offer. If your offer is accepted, you will receive a confirmation. Although we strive to provide uninterrupted access to this website, we do not guarantee uninterrupted availability of this website. We reserve the right to suspend, limit or terminate access to this website at any time.

We reserve the right to add, change, delete, edit, delete or modify any information, content, materials or data appearing on this website at any time without notice.

Permission to Use


Any unauthorized use or unlawful or unlawful conduct by you on or for this website terminates the permission or licence granted by us to use this website. , may result in a claim for damages and/or a crime.

Linking to this website may be done in any manner that we determine is fair and lawful and will not harm or abuse our reputation. Unless otherwise agreed between you and us by means of a separate legal agreement, you may not manipulate any link to this website in a manner that suggests or implies association with, endorsement of, or approval by us. not. We reserve the right to require you to immediately remove any link to this website at any time, and we may withdraw permission to link at any time.

Intellectual Property Rights


The copyright in the information, content, material or data displayed on this Website belongs to us or our licensors or our licensees or authorized or permitted agents/members. You may temporarily print, copy, download or store extracts of information, content, material or data displayed on this Website for your own personal use but should not use for any commercial purpose.

This Website contains material which is owned by or licensed to us and is protected by copyright. This material includes, but is not limited to, data, documents, information, details, design, layout, appearance and graphics; logos, business names, trading names, service marks and trade-marks, internet domain names, moral rights, rights specifications, know how, processes and business methods; software programs (in all cases whether registered or unregistered and including all rights to apply for registration) and all such rights are reserved. Reproduction of any material of our Website is prohibited for any commercial use. Protection of Trade Secrets and Business Methods:

You may not submit or enter on the website any of the following: Files that may harm someone else's computer equipment or software, content that may be objectionable, or material or data that violates any law (such as data protected by copyright or trade secret/business method or otherwise which you do not have the right to use).

Business Secret / Protection of Business Method


Files or data that may damage the computer devices or software of others, content that may be objectionable, or material or data that violates the law (including data or other material protected by copyright or trade) may not be sent or entered on the website. ). confidential/business methods that you do not have the right to use).

Our Limited Liabilities


We will use reasonable efforts to ensure that the data, materials and information on this website are accurate and will correct any errors or omissions as soon as possible after notice. However, we do not guarantee that the data, materials and information on this website are accurate or that there are no errors or omissions in the data, materials and information.

WE DO NOT GUARANTEE THE ACCURACY OF THE INFORMATION AND DESCRIPTION OF THE CONTENT, PRODUCTS AND SERVICES AND SHALL NOT BE LIABLE FOR ERRORS OR OTHER INACCURACIES. ALL SUCH INFORMATION AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.

We disclaim all warranties and conditions that this website, its services, or emails sent by us, our affiliates, and/or their respective agents are free of viruses or other harmful elements. deny the We will not be liable for any loss or damage arising out of your inability to access the Website, your use of the Website, or your reliance on any data transmitted through the Website, unless such loss or damage is beyond our reasonable control. We will not be held responsible if caused by an incident. This includes due to the nature of electronic transmission of data over the Internet.

We shall not be liable for any direct or indirect loss or damage suffered by you while accessing or using this website, or which is not foreseeable by us.

Please note that by submitting your details, you are making an offer to purchase the relevant product or service from us and our affiliates on a conditional basis. This may be approved or denied. A contract for products or services is formed only when your offer is accepted. If your offer is accepted, you will receive a confirmation. If an offer for products and/or services is rejected for any reason, even after acceptance, we shall not be liable for any loss or damage suffered or suffered by you as a result thereof.

You may also be able to access the user's reviews directly on your website. The views expressed herein do not represent the views of our company or those of our affiliates and we are not responsible for the accuracy or content of any such views or representations. We are not responsible for any loss or damage you may suffer in connection with your use of User Reviews on the Website.

Please note that the information and descriptions of products and/or services on this website do not represent a complete description of all features and terms of these products and/or services. Before claiming any product and/or service, you should read all its features and terms of use carefully.

If you apply for and obtain products and/or services through this website, it is your responsibility to ensure that you understand and agree to the required terms and conditions before contracting to purchase such products or services.

Any views, opinions, advice or assistance provided or provided by third parties after using this website do not constitute our views, opinions, advice or assistance and are not reviewed, monitored or confirmed by us. , not verified or approved. We do not endorse, endorse, or are responsible for any third parties who may provide views, opinions, advice, or assistance to you. You may act, or refrain from acting, at your sole risk and discretion on the basis of the views, opinions, advice or assistance of any third party and you may not act upon any such views, opinions or advice; You are solely responsible for any decision to refrain from doing so.

Responsibilities of Users


You must take all reasonable precautions (including using appropriate virus checking software) to ensure that any information, content, material or data you provide is free from viruses, spyware, malicious software, trojans, worms, logic bombs and anything else which may have a contaminating, harmful or destructive effect on any part of this Website or any other technology.

You may complete a registration process as part of your use of this Website which may include the creation of a username, password and/or other identification information. Any username, password and/or other identification information must be kept confidential by you and must not be disclosed to, or shared with, anyone. Where you do disclose to or share with anyone your username, password and/or other identification information, you are solely responsible for all activities undertaken on this Website using your username, password and/or other identification information.

It is your responsibility to check and ensure that all information, content, material or data you provide on this Website is correct, complete, accurate and not misleading and that you disclose all relevant facts. We shall not be liable for any loss or damage suffered by you if any information, content, materials or data provided on this website is not true, complete, accurate, misleading or not disclosed. increase. All relevant facts.

Before providing any information, you must obtain the permission of the other person to whom you wish to provide the information. By submitting someone else's information, you confirm to us that you have that person's permission and understand how their information will be used.

You are solely responsible for any impersonation or fraud committed by you in submitting information to this website and any damage or injury that may result to us or any third party due to such impersonation or fraud. shall be We and any affected third party reserve the right to take such legal action against you if we deem it appropriate. You agree to comply with all applicable laws, rules and regulations of the Indian jurisdiction at all times while these Terms exist.

You are solely responsible for your actions and your User Content on this website.

Indemnity


You agree to indemnify us against any damages, losses, claims, demands, liabilities or expenses caused or suffered by us as a result of or in connection with your conduct on the Website and/or your User Content. You agree to be responsible for

You will indemnify us and our officers, directors, agents, subsidiaries, joint ventures and employees from and against any claims, causes of action, damages, losses, demands, liabilities, recoveries, fines, penalties or other costs. , you agree to hold us harmless. of any kind, including reasonable attorneys' fees, arising out of or related to your violation of these Terms of Use, violation of law or third party rights, or use/conduct of this website.

Recording your Calls

Any calls you make or receive to our customer service hotline may be monitored and/or recorded. This helps us train our staff and better serve our customers. Recordings will only be used under reasonable and careful supervision.

Complaints/Grievances


Our goal is to always provide excellent service. If for any reason you are dissatisfied with our service or have any complaints, please email us at grievancejeif@gmail.com.

We will try to resolve your complaint as quickly as possible, but if we are unable to do so within 7 business days, we will send you a confirmation. After we have had the opportunity to investigate your concerns, we will provide you with a definitive answer.

If you are unsatisfied with our response, or have a controversy, disagreement or controversy of any kind relating to or arising out of our products, services, conduct or use of this website; , all such disputes, disagreements and controversies shall be final and exclusive and shall be finally decided by arbitration in accordance with the rules of arbitration under the Arbitration and Conciliation Act 1996. The arbitration shall be conducted in English and the seat of such arbitration shall be Uttar Pradesh, India. You agree that the arbitrator's award shall be final and binding on the parties to the dispute and that the courts of Uttar Pradesh shall have jurisdiction to enforce the award. The costs of arbitration, along with the costs of enforcement, if any, will be borne by each party.

Privacy


We are committed to protecting your privacy and take your privacy very seriously. We process information about you in accordance with our Privacy Policy. By using this website, you consent to how we process and process your personal data.

We may disclose your personal information or access your account if required by law, court, Reserve Bank of India or any other relevant regulatory, compliance, governmental or law enforcement agency.

Miscellaneous


This website is intended for use by residents of India only. We do not warrant or represent that any products or services referenced on this website and/or services offered by us will be available or suitable for use outside of India. If you use this website from locations outside of India, you do so at your own risk and are responsible for complying with all applicable local laws.

If any provision of these Terms of Use is determined to be unlawful, void or unenforceable, then that provision shall be deemed severed from these Terms of Use and the validity and enforceability of the remaining provisions of these Terms of Use shall be discontinued. Gender shall not be affected.

These Terms of Use constitute the entire agreement between you and us regarding your access to and use of this website and supersede all prior agreements (including any prior terms of use of this website). No failure or delay on our part in exercising any right under these Terms of Use shall operate as a waiver of that right, and no single or partial exercise of any right by us shall preclude further exercise of any right. is not.

Governing Law


These Terms of Use and your access to and use of this website shall be governed by and construed in accordance with the laws of India. You and each of us submit to the exclusive jurisdiction of the courts of Uttar Pradesh, India with respect to these Terms of Use and your access to and use of this website (including any claims or disputes). To do.

Survival of Terms


Notwithstanding any other provision of these Terms of Use, or any general rule of law to the contrary, any provision of these Terms of Use that imposes or considers the continuing obligations of the parties shall be effective upon the expiration or termination of these Terms of Use. shall continue to exist.

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