Phoenix Capital India PVT LTD

1. We confirm that we have read and understood all the terms and conditions carefully that are listed on phoenixcapita.com website at Terms and Conditions & Privacy Policy and applicable to any loan assigned through the company’s website regarded as the “Company” or “Lender” or “phoenixcapita.com”.
2. We unconditionally accept the terms and conditions and agree that they may be updated or modified at any time and that I/we will be bound by the amended terms and conditions in effect. I/we will keep myself/us updated on all such developments.
3. We agree that loan approval is at the Company's sole discretion and is subject to my/our execution of required documents, posting of collateral (if applicable), and other closing procedures. I understand the lender. I/we agree that the Company may, in its sole discretion, refuse my application for any reason and I/we reserve no right to contest this decision.
4. We understand that it's far my/our duty to completely study and recognize the terms and conditions of the loan documents and make ourselves completely aware of all the responsibilities that we can have as a borrower beneath the loan documents. It could be completely at our discretion and our informed decision to continue or now no longer continue with availing of the loan from the Company supporting the terms and conditions of the loan documents.
5. We agree that I shall not own any information, content, materials, or services available on or through the Company's website. Except for what I can download for my own personal, non-commercial use.
6. we declare that I/we are citizens of India and I/we agree that all information and details provided in this application and the documents I/we have provided declares, warrants and represents that it has been specified/completed. , is accurate and correct and I/we may enter into contracts in accordance with the Indian Contract Act 1872, but I/we are using the services provided through phoenixcapita.com and I/we do not withhold/withhold any material information. I/We undertake to provide any additional information/documents requested by phoenixcapita.com from time to time. We reserve the right to retain the photographs and documents submitted with the application and cannot return them to the applicant.
7. we confirm that there are no pending administration proceedings against me/us and that no bankruptcy proceedings have ever been declared against me/us. I promise to notify the company of any changes in my/our employment/residential and provide any additional information the company may require.
8. We agree that my/our loan will not be used for hypothetical or anti-social purposes.
9. As a condition of phoenixcapita.com granting me/us the loan/advance/credit facility, I/we agree that phoenixcapita.com will disclose: (I) information and data related to me/us and our directors and partner companies. (Ii) information or data related to any credit facilities that was/will be drawn by me/we. (III) as deemed necessary in phoenixcapita.com's sole discretion and/or as required under applicable applicable law and/or directed by any statutory/governmental authority;
10. The Company might also additionally, because it moderately deems suitable and necessary, divulge and disclose statistics as set forth above to CIBIL and/or some other agency legalized on this behalf through the Reserve Bank of India. The Borrower hereby agrees that the Company will be entitled to exchange information concerning our bills with different financial institutions or banks, as and while required according to Applicable Law and regulations.
11. We undertake and acknowledge that: (a) For the motive of assessing our credit score worthiness, the Company is allowed to pull from CIBIL and/or some other employer legal through RBI, statistics of the applicant(s), directors, partner companies, and some other those who are concerned withinside the stated business, on behalf of which this loan application is crafted; (b) CIBIL and some other employer so legal might also additionally use, manner the stated information and data disclosed through the Company within side the way as deemed match through them; and (c) CIBIL, and some other agency so legal might also additionally furnish for consideration, the processed information and data or merchandise thereof organized through them, to banks/financial institutions and different credit score grantors or registered users, as can be designated through the RBI on this behalf.
12. We in addition authorize the Company to hold me/us informed (vide telephone, SMS, mail, E-mail, notification on cell app etc.) of all promotional schemes, application status, my account information, notices and/or activities etc.