Phoenix Capital saves your time and effort with its hassle-free loan solutions. Our experts are here to resolve all your queries and provide complete guidance throughout the process. We provide our customers with low interest rates, higher loan limits, less paperwork, fast approval, flexible tenure and quick funds disbursal.

Phoenix Capital offers a wide range of loan services. These include personal loans, business loans, home loans, group loans, agricultural loans, etc.

You are not supposed to provide any security and collateral for availing our loans. Any individual with regular monthly income is eligible for loan application. However, you can check eligibility criteria for various loan services at our portal.

Yes. We have helped many professionals, SMEs, Startups to obtain loans in the past. Even if they are rejected.

Credit evaluation usually takes mere 10-24 hours.

The interest rate charge will depend on the term of the loan; structure of the loan; terms of payment of interest. The rate of interest charged is also affected by the rate at which the funds necessary to provide loan facilities to customers are sourced, normally referred to as the Company’s external cost of funds.

The requirements for documents may vary as per the loan type and customer's profile. The major documents required for loan processing are -

1. PAN Card
2. Address proof
3. 3 months salary slips
4. 6 months’ salary account statement

You are not supposed to provide any collateral or security at Phoenix Capital.

Yes, you can avail tax benefits on the loan as per the Income Tax Act, 1961. However, these benefits may vary year by year. Our expert will explain to you about the tax benefits, you can avail on loan.

Phoenix Capital ensures that your details are never shared with anyone other than the financial institution you choose to apply for our financial products. Our dedication and commitment label is very strong. Our technical practices ensure a highly secure atmosphere for all your data.

Phoenix Capital’s loan disbursal process is very quick. Your loan amount will be credited within 24 hours after the loan approval.

Your loan amount will be credited into your bank account from our RBI registered in-house NBFC as per the loan agreement.

There are no hidden charges associated with our loan products. You are only supposed to pay the processing fee, once the amount is disbursed into your account.